The owner of the building that housed Tower 7 insured it against terrorism shortly before the 9/11 attacks and did not go to work that day.

The finding

What the evidence shows

This mixes up two different things. Larry Silverstein had owned and developed 7 World Trade Center since 1987, he did not buy it shortly before 9/11. The terrorism coverage bought weeks before the attacks was on his new lease for the Twin Towers and other buildings, and fact checkers found that was routine all-risk insurance tied to when he took on that lease, not a suspicious late addition. The dermatologist appointment that kept him home that morning is true, but plenty of people simply were not at work yet when the towers were hit.